“Thank you, OSAP, for my education. I don’t think I could ever pay you back.” – Broke, unemployed 22-year old me, fresh out of university. Here is the magic formula: 1. Switch to a low to no interest loan You will never pay your principle amount if you keep accumulating interest and you would end … More What I did to pay off $28,300 worth of student loans in less than 2 years.
Yes, I pay rent when living at home and I think it is the right thing to do. No, the money is not going back to me sometime in the future. My folks are not holding it for safe-keeping for me. Two main reasons: 1. I am a working adult who has a job and … More Why I pay rent when living at home.