It almost feels wrong to write a post for February because I went absolutely bonkers at the end of the month from my vacation to Japan & Taiwan. During the first couple of weeks, I spent next to nothing other than the essentials because I wanted to save up for my trip. I tried to … More February : Low Buy – The month that should not have happened | Minnamalism
Another month has passed by and things were tough! I am the biggest sucker for sales. J.Crew is closing its Toronto stores so there was a 70% sale and I came across these amazing leopard print booties. It’s called the Sadie Ankle Boot with a steep price of $312, but with the 70% off, it … More January 2019 : No Buy | Minnamalism
Restarting the No Buy Challenge for 2019 with the rules of the game. … More Rules of the Game | No Buy 2019
I calculate the costs of moving out in the city of Toronto for an average earning Millennial. … More How much does it cost to move out in Toronto?
*Side note: I decided to not call this a ‘No buy’ as I am I still purchasing things. Maybe Low Buy? Yeah, that doesn’t have the same ring to it. Will update with a new title when I have a better name for it. March has been one of the most stressful seasons I have … More March 2018: What did I buy.
“Thank you, OSAP, for my education. I don’t think I could ever pay you back.” – Broke, unemployed 22-year old me, fresh out of university. Here is the magic formula: 1. Switch to a low to no interest loan You will never pay your principle amount if you keep accumulating interest and you would end … More What I did to pay off $28,300 worth of student loans in less than 2 years.
This post is to officially announce that I paid off my $28,300 loan on March 15, 2018! FREEDOM never tasted so sweet. I woke up exactly at 5AM to check my paycheck deposited in my bank account. Then, made the final transfer of $1,800. In all honesty, I did not feel any different. It didn’t … More Loan Payment #22
I put myself on a ‘No Buy’, for clothing or new tech, after setting a personal record in spending during the holiday season and noticed that I had spent a little over $3 000 on clothing over two years. It helped that work kept me in the office all February and out of stores. To … More No Buy – February 2018: What did I buy. | Minnamalism
Yes, I pay rent when living at home and I think it is the right thing to do. No, the money is not going back to me sometime in the future. My folks are not holding it for safe-keeping for me. Two main reasons: 1. I am a working adult who has a job and … More Why I pay rent when living at home.
February 2018, DONE. Now, I only have $1 800 left to pay in March. This has been a long time coming and I can’t believe that now I can say I only have ONE MORE PAYMENT TO GO.